# COPA Accounting

> COPA Accounting is a UK chartered accountancy firm based in Manchester, specialising in digital and online businesses with £100K–£10M annual turnover. We provide proactive tax planning, compliance and growth advisory for ecommerce sellers, SaaS and tech startups, digital agencies, and UK property SPV owners.

Founders work with COPA when they want an accountant who understands modern, online-first business models — Shopify, Amazon FBA, recurring SaaS revenue, agency retainers, multi-jurisdiction VAT, and property incorporation. We combine UK-qualified tax expertise with cloud accounting tools (Xero, QuickBooks, A2X, Link My Books, Dext) so founders always know where their numbers stand.

Contact: hello@copa.org.uk · 0161 706 0678 · Gateway House, Manchester M22 5WY

## Core service pages
- [Home](https://copa.org.uk/): Overview of COPA Accounting and who we serve
- [Services](https://copa.org.uk/services): Full list of accounting services — corporation tax, VAT, payroll, R&D, advisory
- [Pricing](https://copa.org.uk/pricing): Fixed-fee monthly packages from £75/month
- [About](https://copa.org.uk/about): The COPA team and approach
- [Contact](https://copa.org.uk/contact): Book a free consultation
- [Clients](https://copa.org.uk/clients): Who we work with

## Niche specialisms
- [Amazon Seller Accountant](https://copa.org.uk/amazon-seller-accountant): VAT, FBA fees, multi-currency for UK Amazon sellers
- [Shopify & Ecommerce Accountants](https://copa.org.uk/shopify-ecommerce-accountants): DTC brand accounting and tax planning
- [Digital Agency Accountants](https://copa.org.uk/digital-agency-accountants): Project profitability and retainer cash flow for UK agencies
- [SaaS & Tech Accountants](https://copa.org.uk/saas-tech-accountants): R&D tax credits, SEIS/EIS, SaaS metrics
- [SPV & Property Accountants](https://copa.org.uk/property-accountants-spv): Incorporation relief and group structures for landlords

## Free UK tax calculators (2025/26 and 2026/27)
- [Corporation Tax Calculator](https://copa.org.uk/tools/corporation-tax-calculator)
- [Salary vs Dividends Calculator](https://copa.org.uk/tools/salary-dividends-calculator)
- [Self-Assessment Calculator](https://copa.org.uk/tools/self-assessment-calculator)
- [Payroll & PAYE Calculator](https://copa.org.uk/tools/payroll-calculator)
- [Sole Trader vs Limited Company Calculator](https://copa.org.uk/tools/sole-trader-vs-ltd-calculator)
- [Company Car BIK Calculator](https://copa.org.uk/tools/company-car-calculator)
- [P11D Benefits Calculator — benefit in kind vs dividend cost](https://copa.org.uk/tools/p11d-calculator)
- [VAT Calculator — add & remove VAT](https://copa.org.uk/tools/vat-calculator)
- [Flat Rate VAT Calculator — FRS VAT due & surplus](https://copa.org.uk/tools/flat-rate-vat-calculator)
- [VAT Margin Scheme Calculator — VAT on second-hand goods margin](https://copa.org.uk/tools/vat-margin-scheme-calculator)
- [Freelance vs Limited Company Calculator](https://copa.org.uk/tools/freelance-vs-limited-company-calculator)
- [Contractor Day Rate Calculator](https://copa.org.uk/tools/contractor-day-rate-calculator)
- [Rental Property Profit Calculator](https://copa.org.uk/tools/rental-property-profit-calculator)
- [Section 24 Calculator](https://copa.org.uk/tools/section-24-calculator)
- [Stamp Duty Calculator (SDLT) — movers, first-time buyers & buy-to-let](https://copa.org.uk/tools/stamp-duty-calculator)
- [BRRRR & Flip Property Calculator — ROI, profit & cash-on-cash](https://copa.org.uk/tools/brrrr-flip-calculator)
- [Company Year-End Tax Checklist](https://copa.org.uk/tools/company-year-end-checklist)
- [Personal Tax Year-End Checklist](https://copa.org.uk/tools/tax-year-end-checklist)

## Business & growth calculators (for digital businesses)
- [SaaS MRR, ARR & Growth Calculator](https://copa.org.uk/tools/saas-mrr-calculator)
- [E-commerce Profit Calculator](https://copa.org.uk/tools/ecommerce-profit-calculator)
- [Amazon FBA Fee Calculator — referral & fulfilment fees, net profit per unit (UK)](https://copa.org.uk/tools/amazon-fba-calculator)
- [Break-Even ROAS Calculator](https://copa.org.uk/tools/break-even-roas-calculator)
- [Agency Pricing Calculator](https://copa.org.uk/tools/agency-pricing-calculator)
- [Cash Runway Calculator](https://copa.org.uk/tools/cash-runway-calculator)
- [Customer Lifetime Value (LTV) Calculator](https://copa.org.uk/tools/ltv-calculator)
- [Customer Acquisition Cost (CAC) Calculator](https://copa.org.uk/tools/cac-calculator)

## Tax & accounting guides
- [Autumn Budget 2025 — what it means for small businesses](https://copa.org.uk/articles/uk-autumn-budget)
- [UK Group Structures — holding companies explained](https://copa.org.uk/articles/group-structures)
  - [Holding company advantages explained](https://copa.org.uk/articles/group-structures/holding-company-advantages)
  - [Asset protection using group structures](https://copa.org.uk/articles/group-structures/asset-protection)
  - [Share for share exchange explained](https://copa.org.uk/articles/group-structures/share-for-share-exchange)
  - [HMRC clearance for group structures](https://copa.org.uk/articles/group-structures/hmrc-clearance)
  - [Multiple trading companies under one holding company](https://copa.org.uk/articles/group-structures/multiple-trading-companies)
  - [Moving property companies into a group](https://copa.org.uk/articles/group-structures/moving-property-into-a-group)
  - [Selling one company from a group (SSE)](https://copa.org.uk/articles/group-structures/selling-a-company-from-a-group)
  - [Management charges and intercompany loans between group companies](https://copa.org.uk/articles/group-structures/management-charges-and-intercompany-loans)
- [Alphabet shares — control over tax, profit and ownership in a UK company](https://copa.org.uk/articles/alphabet-shares)
  - [Can alphabet shares pay different dividends?](https://copa.org.uk/articles/alphabet-shares/different-dividends)
  - [Alphabet shares for husband-and-wife companies (settlements & Arctic Systems)](https://copa.org.uk/articles/alphabet-shares/husband-and-wife-companies)
  - [Dividend waivers vs alphabet shares](https://copa.org.uk/articles/alphabet-shares/dividend-waivers-vs-alphabet-shares)
  - [Growth shares vs alphabet shares](https://copa.org.uk/articles/alphabet-shares/growth-shares-vs-alphabet-shares)
  - [Do alphabet shares affect Business Asset Disposal Relief (BADR)?](https://copa.org.uk/articles/alphabet-shares/business-asset-disposal-relief)
- [Incorporation Relief & Partnership Relief for UK property](https://copa.org.uk/articles/incorporation-partnership-relief)
  - [Should you put your buy-to-let in a limited company?](https://copa.org.uk/articles/incorporation-partnership-relief/buy-to-let-limited-company)
  - [Section 24 explained — why landlords are incorporating](https://copa.org.uk/articles/incorporation-partnership-relief/section-24-mortgage-interest)
  - [SDLT when transferring property to a limited company](https://copa.org.uk/articles/incorporation-partnership-relief/sdlt-on-incorporation)
  - [CGT when moving rental property to a company (s162)](https://copa.org.uk/articles/incorporation-partnership-relief/cgt-on-incorporation)
- [End of Tax Year Planning Guide 2026/27](https://copa.org.uk/articles/end-of-tax-year-planning-guide)
- [Company Year End Planning Guide](https://copa.org.uk/articles/company-year-end-planning-guide)
- [Scaling digital service businesses globally](https://copa.org.uk/articles/digital-services-global)
  - [Selling services to US clients (VAT, sales tax, W-8BEN-E)](https://copa.org.uk/articles/digital-services-global/selling-services-to-us-clients)
  - [How to invoice overseas clients correctly](https://copa.org.uk/articles/digital-services-global/invoicing-overseas-clients)
  - [Agency vs SaaS — which scales better internationally?](https://copa.org.uk/articles/digital-services-global/agency-vs-saas)
  - [When should an agency set up a holding company?](https://copa.org.uk/articles/digital-services-global/agency-holding-company)
  - [Paying international contractors and freelancers](https://copa.org.uk/articles/digital-services-global/paying-international-contractors)
- [Complete UK Ecommerce VAT Guide](https://copa.org.uk/articles/ecommerce-vat-guide)
  - [Ecommerce VAT registration — when you must register](https://copa.org.uk/articles/ecommerce-vat-guide/vat-registration)
  - [Marketplace VAT for Amazon, eBay, Etsy & Shopify](https://copa.org.uk/articles/ecommerce-vat-guide/marketplace-vat)
  - [Amazon FBA VAT — UK and Pan-EU stock](https://copa.org.uk/articles/ecommerce-vat-guide/amazon-fba-vat)
  - [Dropshipping VAT rules for UK sellers](https://copa.org.uk/articles/ecommerce-vat-guide/dropshipping-vat)
  - [UK Import VAT — the £135 rule](https://copa.org.uk/articles/ecommerce-vat-guide/import-vat-135)
  - [EU VAT — OSS and IOSS for UK sellers](https://copa.org.uk/articles/ecommerce-vat-guide/eu-oss-ioss)
  - [Amazon vs Shopify VAT — which is simpler for UK sellers](https://copa.org.uk/articles/ecommerce-vat-guide/amazon-vs-shopify-vat)
  - [VAT Flat Rate Scheme for ecommerce sellers](https://copa.org.uk/articles/ecommerce-vat-guide/flat-rate-scheme)

## Legal
- [Privacy Policy](https://copa.org.uk/privacy-policy)