How much product growth can your cash support? COPA works with growth-focused, founder-led SaaS, technology and software businesses, typically £100K–£10m turnover. Get proactive accounting, reliable numbers and tax efficiency for hiring, product investment and growth.
Does the growth report match the accounts? Monthly recurring revenue (MRR), annual payments and accounting revenue aren't the same. Cash collected upfront still has to fund future service. Discuss your existing subscription and payment reports alongside the accounts. Use consistent definitions before comparing growth figures.
Can we afford another developer? Payroll and cloud bills continue while new subscriptions build. A hire can shorten the time your cash will last. Talk through existing costs, expected receipts and slower growth with our senior team. An unsigned funding round is not available cash.
Is the development work eligible for R&D relief? Building software is not, by itself, proof of eligibility. Technical uncertainties, work undertaken and the related costs need evidence and consideration under the applicable rules. Discuss development activity and supporting records early. Agree the technical narrative and financial calculation work required; relief and claim value are not guaranteed.
Are the figures ready for investor questions? Investors may ask how growth connects to cash and what it costs to win a customer. Inconsistent definitions make answers harder. Discuss your existing accounts, metrics and forecasts with our senior team. Reports and KPI dashboards in existing tools can be configured under a separate agreed scope; bespoke investor packs are not included in strategy support.
Do founder pay and ownership still fit? A growing team, fundraising or overseas customers can raise share, payroll and tax questions. Founder remuneration and employee incentives need context, not a standard structure applied to every business. Discuss salary, dividends, pensions, relevant share schemes and SEIS/EIS questions around your stage and circumstances. Eligibility and specialist requirements are checked separately.
Compliance, understood well before deadlines Keep accounts, company tax returns, VAT and payroll on schedule. Understand the records, liabilities and actions needed well before each deadline.
Tax efficiency: pay no more than you need to Review eligible costs, VAT recovery and relevant R&D relief, subject to the rules and supporting evidence. Plan Corporation Tax, VAT and founder remuneration before decisions are made.
Business strategy: scale and prepare to sell Discuss hiring, pricing, funding and a possible future exit with our senior team. Use your existing accounts and subscription figures to weigh up growth against the cash available.
Systems & automation: connect your financials Connect subscription billing, payment providers and bank feeds to Xero where supported. Automate data flows while keeping revenue recognition, receipts and reconciliation under review.
Start with the business stage. Tell us about your recurring revenue, product and team, and where existing accounting support is falling short. Discuss the next financial decision.
Review records and metric definitions. Look at subscription and payment systems, current accounts, deferred revenue and development records. Identify gaps without assuming a particular dashboard can answer everything.
Agree accounting and specialist work. Confirm systems, filings and any R&D or share-scheme work. Agree scope and a monthly fee; quote suggestions remain editable.
Discuss the next commitment. Talk through hiring and funding with our senior team using your existing figures. Relief eligibility, future subscriptions and investment are not guaranteed.
For growth-focused, founder-led SaaS, mobile app and technology businesses, typically £100K–£10m turnover. Suitable smaller growth businesses are welcome. We help connect how customers pay with how product work is funded. Select the model closest to yours.
Established product businesses Growing revenue can hide rising development and support costs. Connect product investment with the cash and margin available before committing to the next release. Current revenue, development costs, payroll, customer support and planned commitments. What can the business invest without stretching cash too far?
Subscription SaaS Monthly and annual billing can create different cash and revenue patterns. Use consistent metrics alongside the accounts rather than replacing them. Subscription reports, renewals, cancellations, gateway receipts and deferred revenue. Does a pricing or hiring change still work if churn increases?
Mobile app businesses App-store settlements, subscription cancellations and platform fees need connecting to product and acquisition costs before judging growth. Store sales and settlement reports, fees, refunds, acquisition spend and development costs. What does another acquired subscriber leave after the full cost?
Tech firms preparing for funding A round needs a coherent financial story: actual performance, assumptions and the use of funds. Proposed investment isn't cash already collected. Management accounts, KPI definitions, cap table and scenario forecasts. How does the plan change if the round takes longer or raises less?
Metrics depend on consistent definitions and source data. R&D relief, SEIS/EIS and share schemes have eligibility conditions and need agreed scope. Forecasts do not guarantee funding, future subscription income or a tax saving.
We typically support growth-focused, founder-led SaaS, technology and software businesses turning over £100K–£10m. Suitable smaller growth businesses are welcome. A discovery call helps us assess your stage, systems and support needs.
We can support the technical narrative and financial calculation within an agreed scope. Software development alone does not qualify: eligible activity, evidence and the applicable rules must be checked. Relief is not guaranteed.
Our senior team can discuss your existing accounts, forecasts and funding plans. SEIS/EIS and share schemes need eligibility and specialist scope checks. We do not produce bespoke investor packs or guarantee funding.
Yes. We can discuss the subscription figures you already use alongside your accounts and cash commitments. We can also configure reports and KPI dashboards in existing tools, with scope agreed separately. We do not develop bespoke dashboard software; connections between billing tools and Xero depend on compatibility and agreed scope.
COPA supports subscription accounting, relevant filings, tax planning and compatible system connections. Our senior team discusses hiring, pricing and growth using your existing figures. R&D relief and share-scheme support depend on eligibility and agreed scope.