How much product growth can your cash support? Alongside accounts and tax, COPA's senior team helps you discuss hiring, development spending and funding using your existing accounts and subscription figures.
Does the growth report match the accounts? Monthly recurring revenue (MRR), annual payments and accounting revenue aren't the same. Cash collected upfront still has to fund future service. Discuss your existing subscription and payment reports alongside the accounts. Use consistent definitions before comparing growth figures.
Can we afford another developer? Payroll and cloud bills continue while new subscriptions build. A hire can shorten the time your cash will last. Talk through existing costs, expected receipts and slower growth with our senior team. An unsigned funding round is not available cash.
Is the development work eligible for R&D relief? Building software is not, by itself, proof of eligibility. Technical uncertainties, work undertaken and the related costs need evidence and consideration under the applicable rules. Discuss development activity and supporting records early. Agree the technical narrative and financial calculation work required; relief and claim value are not guaranteed.
Are the figures ready for investor questions? Investors may ask how growth connects to cash and what it costs to win a customer. Inconsistent definitions make answers harder. Discuss the accounts, metrics and forecasts you already have with our senior team. Bespoke investor packs and dashboards are not part of this strategy support.
Do founder pay and ownership still fit? A growing team, fundraising or overseas customers can raise share, payroll and tax questions. Founder remuneration and employee incentives need context, not a standard structure applied to every startup. Discuss salary, dividends, pensions, relevant share schemes and SEIS/EIS questions around your stage and circumstances. Eligibility and specialist requirements are checked separately.
Compliance, understood well before deadlines Keep accounts, company tax returns, VAT and payroll on schedule. Understand the records, liabilities and actions needed well before each deadline.
Tax efficiency: pay no more than you need to Review eligible costs, VAT recovery and relevant R&D relief, subject to the rules and supporting evidence. Plan Corporation Tax, VAT and founder remuneration before decisions are made.
Business strategy: scale and prepare to sell Discuss hiring, pricing, funding and a possible future exit with our senior team. Use your existing accounts and subscription figures to weigh up growth against the cash available.
Systems & automation: connect your financials Connect subscription billing, payment providers and bank feeds to Xero where supported. Automate data flows while keeping revenue recognition, receipts and reconciliation under review.
Start with the business stage. Tell us whether you're pre-revenue, growing subscriptions or preparing for a round. Discuss the product, team commitments and the immediate financial question.
Review records and metric definitions. Look at subscription and payment systems, current accounts, deferred revenue and development records. Identify gaps without assuming a particular dashboard can answer everything.
Agree accounting and specialist work. Confirm systems, filings and any R&D or share-scheme work. Agree scope and a monthly fee; quote suggestions remain editable.
Discuss the next commitment. Talk through hiring and funding with our senior team using your existing figures. Relief eligibility, future subscriptions and investment are not guaranteed.
SaaS software businesses, mobile app companies and technology firms need financial questions that reflect how customers pay and how product work is funded. Select the model that gives the most useful starting point.
Pre-revenue founders The immediate question is often how long committed cash can support development, not which recurring revenue chart looks best. Available cash, founder funding, development costs, payroll and planned commitments. What can be delivered before the business needs more funding?
Subscription SaaS Monthly and annual billing can create different cash and revenue patterns. Use consistent metrics alongside the accounts rather than replacing them. Subscription reports, renewals, cancellations, gateway receipts and deferred revenue. Does a pricing or hiring change still work if churn increases?
Mobile app businesses App-store settlements, subscription cancellations and platform fees need connecting to product and acquisition costs before judging growth. Store sales and settlement reports, fees, refunds, acquisition spend and development costs. What does another acquired subscriber leave after the full cost?
Tech firms preparing for funding A round needs a coherent financial story: actual performance, assumptions and the use of funds. Proposed investment isn't cash already collected. Management accounts, KPI definitions, cap table and scenario forecasts. How does the plan change if the round takes longer or raises less?
Metrics depend on consistent definitions and source data. R&D relief, SEIS/EIS and share schemes have eligibility conditions and need agreed scope. Forecasts do not guarantee funding, future subscription income or a tax saving.
Yes—we work with everything from pre-revenue founders through to scaling SaaS companies doing £3m+.
We can support the technical narrative and financial calculation within an agreed scope. Software development alone does not qualify: eligible activity, evidence and the applicable rules must be checked. Relief is not guaranteed.
Our senior team can discuss your existing accounts, forecasts and funding plans. SEIS/EIS and share schemes need eligibility and specialist scope checks. We do not produce bespoke investor packs or guarantee funding.
Yes. We can discuss the subscription figures you already use alongside your accounts and cash commitments. We do not build custom dashboards; connections between billing tools and Xero depend on compatibility and agreed scope.
COPA supports subscription accounting, relevant filings, tax planning and compatible system connections. Our senior team discusses hiring, pricing and growth using your existing figures. R&D relief and share-scheme support depend on eligibility and agreed scope.