This guide covers the decision, the setup and the purchase process. For the tax implications of moving property you already own, compare it with our Incorporation Relief and Partnership Relief guide .
Buying property through a limited company has become increasingly popular with UK landlords and property investors. The potential tax benefits get most of the attention, but the company itself is only one part of the decision.
You also need to consider how the purchase will be funded, who should own the shares, whether you need a property SPV, what the mortgage lender will accept and how you intend to use the rental profits. Get the structure right at the beginning and it can support a growing portfolio for years. Get it wrong and you may be left with unnecessary tax, higher borrowing costs or a company that no longer suits your plans.
This guide explains when company ownership makes sense, the different routes into a property company, how to establish an SPV and the practical steps involved in buying the property.